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FREQUENTLY ASKED QUESTIONS
What is a notary public?
A notary public is a public official appointed by the California Secretary of State to be an impartial witness in the signing of important documents and to administer oaths and affirmations. Notaries Public must pass an examination given by the State and pass a background check. Beginning in 2005, notaries must also complete six hours of training before receiving their commission and for renewing notaries, must complete three hours of training.
What is certified signing agent?
A certified siging agent is a notary public with experience in conducting real estate loan sigings. A certified signing agent has passed an examination administerd by an industry-recognized entity. However, there are no federal, state, or local statutes that designate what "certification" requires or means.
Why do documents require notarization?
To prevent fraud. A notary public will ensure that the signer of a document is who they claim to be. It is also important for the Notary to be sure that the signer is aware of and understands what he/she is signing and is free from any coercion.
Can a document that contains blank spaces be notarized?
No, the document should be completed before notarization. The signer can line through the blank areas or enter N/A. This will prevent fraudulent information from being entered on the documents at a later time.
Can a fax or photocopy be notarized?
Yes, if the document has an original signature. Copied or faxed signatures cannot be notarized. If you have a document on glossy fax paper (not bond), the document should be copied and then the photocopy can be notarized. The wording on glossy paper will fade over time and many public recorders will not accept those documents.
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